Our financial planning process is about more than preparing for retirement. It’s about working to pursue short- and long-term goals. It’s about helping to preserve the most important things in life or buying your dream home. Our plans are developed in collaboration with you and include a balance of products that are flexible and designed to help address your needs across an ever-changing environment and through key life stages.
The first step in our process is listening. We need to know your situation, your dreams, your needs, your goals. The second step is communication. We will ask a lot of questions to gain clarification and explain our thoughts and ideas throughout the planning process. Third, is to identify roadblocks that we might encounter later. Fourth, is to create an effective financial strategy that you approve, and then implement it in a timely manner. The last step in developing a strong financial plan is to continually monitor the plan so we ensure it addresses your changing needs and circumstances.
This goal-based financial planning approach is designed to help in:
- Preparing for a secure, comfortable retirement
- Increasing current income
- Evaluating current taxes
- Pro-actively manages and controls debt
- Helps prepare for a child’s college education
- Providing for loved ones or heirs in the event of death, disability or critical illness
- Developing the needs of a business or its employees
